Drug Rehabilitation is The Politically Correct Answer to The U.S. Drug Problem.

(According to the Obama Administration)

The Obama administration recently announced that it is serious about working on eliminating the country’s drug problem. However, the administration stressed that the focus should be on treatment for drug addicts rather than jail sentences. The belief is that treating addicts will cost the country less in the long run than incarceration. There has also been a problem in the United States with overcrowding of jails that has been tied to the incarceration of misdemeanor and repeat drug offenders.

Unfortunately, many states are voicing concerns about the financial feasibility of supporting drug rehabilitation programs. Drug programs are threatened by tight state budgets, and many people that are currently enrolled in programs are afraid that they will be left without help if budgets continue to tighten. Former addicts have expressed that rehabilitation programs have saved them from spending a lifetime in the jail system.

Sean from Beachway Therapy Center recently said “The only real answer is getting help for those with addiction problems. Throwing them in jail is not solving the real problem.” Beachway is a center located in Delray Beach, Florida that helps numerous people every month. They have seen tremendous growth and predict an even bigger 2012.

Drug rehabilitation experts back the Obama administration’s belief that people struggling with drug abuse would benefit more from treatment as opposed to time spent in jail. These experts warn that cutting such programs could be seriously detrimental to both the budgets and crime statistics of states. Not only could cutting treatment programs contribute to overcrowding in jails, but there are proven ties between drug abuse and domestic violence, child abuse and personal injuries that require attention from emergency medical personnel.

Treatment programs are projected to lower expenses related to drug enforcement over time. Treatment is aimed at significantly reducing the number of repeat offenders. Fewer repeat offenders will help ease the problem of overcrowding in jails and will save money with fewer inmates to financially support. Rehabilitation is also projected to lead to less money spent on emergency response and domestic violence support as incidences of domestic violence and personal injury related to drug use would presumably decrease.

Opposition to drug rehabilitation is not limited to the state level. Many local governments are opposed to the construction and organization of rehabilitation centers. Some of these governments have voiced concerns related to the proximity of such centers to schools, day care centers and residential communities.

If the Obama administration is able to gain support on the state and local level, the aim of the administration would be to allow drug offenders to serve time in a drug rehabilitation center rather than in a jail. While this is the ideal solution, continuing financial struggles related to state and local budgets could mean a long term delay.

Monday, May 7th, 2012 by rick |
Category: Barack Obama

The Government’s View on Business Loans

The government attempts to provide resources that can help encourage businesses to continue to grow. Business loans are essential to fostering a healthy economy, and the government has acknowledged this fact by taking steps to allow businesses to secure the financing that they need to succeed.

While the Small Business Administration (SBA) does not directly offer loans, it does aim to connect small business owners with lenders. Loans that are found through the SBA can be used to start a new business or expand an existing business. SBA loans are easier to obtain than other forms of financing because the government guarantees up to 75 percent of the amount of the loan. This means that the government gives banks assurance that the loans will be paid back even if the small business owner is not able to personally pay back the loan.

Loan amounts range from $100,000 to $5 million. The amount of financing that a business can be approved for depends on the business plan and available assets.

Studies show that small business loans have decreased in recent history because small businesses are hesitant to borrow money in an unstable economy. However, government-backed loans make it easier for businesses to qualify for loans. Interest rates on loans available through the SBA have decreased, and this trend has made it an even better time for small businesses to secure financing.

Obtaining business loans that are sponsored by the SBA may be easier than a traditional bank loan, but there are still steps that businesses need to take to qualify for financing and increase the chance of business success. A solid, well thought out business plan is the most important part of applying for financing. The most successful businesses start with a good idea and expand on this idea by deciding on how to distribute financing, manufacture goods or set up services and establish an effective marketing plan.

The government has also been concerned with the development of businesses in rural communities. Because of this concern, the Business & Industry Guaranteed Loan Program is available to offer financing to businesses that wish to start running a company that benefits rural communities.

Businesses seeking financing for expansions or starting a new company can take advantage of government programs that aim to connect businesses with lenders that are likely to lend based on the business plan, assets and current success of the business. If you are a new company, visit www.startuploans.org for more information.

Thursday, May 3rd, 2012 by rick |